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2017 BENEFITS ENROLLMENT

Compass Group Benefits Enrollment GuideThis Benefits Enrollment Guide will provide you with the necessary information to help you make your benefit choices, answer many of your questions and provide instructions to successfully complete the enrollment process.

The information provided in this Guide is only intended to summarize the Compass Group benefits that are available to you. Please refer to the Summary Plan Descriptions (SPDs) and Summary of Benefits Coverage (SBCs) on www.altogethergreat.com/rewards for an explanation of covered services, exclusions and limitations.

Table of Contents2017 Overview ...............................................................................................................................................2-3

Online Registration ..................................................................................................................................... 4-6

Eligibility & Dependent Verification .........................................................................................................7-8

Benefit Deductions & Surcharges ..............................................................................................................9

Qualified Life Events ...................................................................................................................................... 10

Medical ..........................................................................................................................................................11-15

Pharmacy Benefits ................................................................................................................................... 16-17

Dental ................................................................................................................................................................. 18

Vision .................................................................................................................................................................. 19

Flexible Spending Accounts ................................................................................................................. 20-21

Life and Accidental Death & Dismemberment (AD&D) Insurance ................................................ 22

Disability Insurance ....................................................................................................................................... 23

Wellness ................................................................................................................................................... 24-27

Other Benefits ................................................................................................................................................28

Carrier Contact Information ........................................................................................................................29

Take action

If you wish to participate in the 2017 Compass Group benefits program, you must enroll online before your eligibility date.

If you do not enroll during your eligibility period, you will not be able to enroll or make changes at a later time—unless you have a qualified life event, employment status change or you qualify for a Health Insurance Portability and Accountability Act (HIPAA) special enrollment.

2017 OverviewCompass Group offers a comprehensive total rewards package that attracts and retains high caliber associates needed to successfully compete in our fast-paced industry. Our benefits package is competitive and offers a wide range of options, including tools and resources that help you live your best life, grow personally and professionally, and get rewarded for the results you deliver.

We realize that our associates have different benefit needs—needs that will probably change as their personal lives change. So we are proud to offer our associates choice, through our flexible benefits program. Be sure to read through this entire guide carefully, as it outlines available benefit plans and other important information you’ll need for the year. You can also visit www.altogethergreat.com/rewards/enrollment-center for more information.

You’re In The Driver’s SeatYou are an important part of Compass Group’s success. You work hard every day to create legendary experiences for our customers—that’s why we are the leading food service and support services company. In return for everything you do, we invest in you by providing benefits focused on your health and well-being.

Compass Group supports you with benefit tools, resources and information. Now it’s up to you to grab the wheel and take control. It’s your personal journey—your health, well-being, security and future.

To participate in the 2017 Compass Group benefits program, you must actively enroll online before your eligibility date.

Register Before You EnrollCompass Group is committed to protecting your privacy and ensuring the security of your personal information. To help us meet this commitment, you will be asked to register for the benefits enrollment website, powered by ADP, before you can gain access to your online benefit information. To begin you will need:• A copy of your 2017 Enrollment letter or your most recent paystub, • Compass Group’s registration code, COMPASSGRP-COMP, and • A valid email address.

For step-by-step instructions on how to register, see pages 4-6.

Compass Group Goes GreenOur 2017 Benefits Enrollment Guide, along with other important benefits information, can be found at www.altogethergreat.com/rewards/enrollment-center.

Help us reduce our global footprint. Enter your personal email address in the benefits enrollment website so that you can receive future benefit communications electronically. Remember to periodically check your registered email account for important Compass Group benefit communications.

Know your numbers

You may have heard that you need to “know your numbers,” which refers to key markers of health like blood pressure, cholesterol, blood sugar, weight and waist circumference. Although doctors test most of these numbers at annual check-ups, it is important that you know your numbers and understand what they mean. By keeping those numbers within a healthy range, you can greatly improve your health and reduce your risk of developing heart disease, diabetes and other serious illnesses. See page 14 for more information.

Enrollment ChecklistEnrolling in your benefits can appear overwhelming, but this checklist can help make it a breeze! Here’s what you need to do:

1. Prepare 3 Read this Guide carefully to understand your 2017 benefit options 3 Review available provider networks and more at

www.altogethergreat.com/rewards/enrollment-center

2. Register 3 Remember that you need to register for the new benefits enrollment website before

electing benefits 3 To get started with your registration, you will need: • A copy of your 2017 Enrollment letter or your most recent paystub, • Compass Group’s registration code, COMPASSGRP-COMP, and • A valid email address. 3 For assistance with registration, call the Benefits Answerline at 877-311-4747 to have a

representative assist you. Telephonic support is available 8:00 a.m. – 6:00 p.m. EST

3. Enroll 3 Online before your eligibility date • Go to www.altogethergreat.com/rewards/enrollment-center - Click the link for enrollment to begin - For step-by-step instructions on how to complete your online enrollment, download

the Enrollment Users Guide on www.altogethergreat.com/rewards/enrollment-center

4. Confirm 3 Please be sure to SAVE and PRINT your confirmation statement for your records

If you enroll in 2017 benefits, medical, pharmacy and dental ID cards will be mailed to you within approximately two to three weeks of completing your enrollment. However, if you need to obtain membership information quickly, please register for the carrier’s website and print a temporary ID card. Carrier websites are listed on page 29 of this Guide.

Online Registration

Compass Group is committed to protecting your privacy and ensuring the security of your personal information. To help us meet this commitment, you will be asked to register for the benefits enrollment website, powered by ADP, before you can gain access to your online benefit information.

The first time you access the benefits enrollment website, you will need to register a valid email address. Before you begin, make sure you have a copy of your 2017 Enrollment letter or your most recent paystub for reference.

Follow these simple steps to complete the registration process:

Step 1 Go to: www.altogethergreat.com/rewards/enrollment-center to access the registration and benefits enrollment website. You may also use this direct link, https://mybenefits.adp.com.

Step 2 Log In: At the bottom of the screen, under First Time User, click Register Here

Step 3 Begin Registration: Enter the Compass Group registration code, COMPASSGRP-COMP, and click Go.

COMPASSGRP-COMP

Step 4 Verify Identity: Enter the following information to verify your identity and click Confirm when finished. It is important that your first and last name be entered exactly as it appears on your 2017 Enrollment letter or your most recent paystub. • First name• Last name• Employee ID (this is your 8 digit personnel number, including zeros)• Birth month and day

Step 5 Register Now: The following screen will appear when your record is found. Click Register Now.

Step 6 Enter Your Contact Information: Enter your email address (mandatory) and telephone number (optional).• Your email address will be used for notification purposes and can be any email address you

prefer—either a company-provided email address or a personal email address.

Step 7 User ID and Password: Your user ID is system generated and will be displayed on the screen. You will be asked to create your password. • Your password must be at least 8 characters long and contain at least one letter and either one

number or special character. For example: Lunch@12 (passwords are case sensitive). It’s important to create strong passwords to protect your account.

Step 8 Select Security Questions and Answers: Select three different security questions and provide an answer for each in the indicated fields, then click Register Now. The following window will open and inform you that your registration has been completed. You can now use your user ID and password to access the benefits enrollment website.

Please note that the Compass Group Benefits Department will not have access to your unique user ID or password - be sure to keep this information in a safe place for future reference.

Important: You must activate your email address and mobile phone number to receive important notifications from Compass Group or ADP.

Be sure you keep your user ID and password in a safe place as you will need this each time you access your benefit information online.

Need Help? If you need assistance with the online registration, call the Benefits Answerline at 877-311-4747 to have a representative assist you. Telephonic support is available 8:00 a.m. – 6:00 p.m. EST.

For step-by-step instructions on how to complete your online enrollment, visit www.altogethergreat.com/rewards/enrollment-center to download the Enrollment Users Guide.

EligibilityGenerally, you are considered eligible for Compass Group benefits if you are a full-time associate working an average of 30 hours or more per week. • Full-time Management and Professional associates are eligible for all benefits, with the

exception of Short Term Disability (STD) coverage, on the first day of the month following one month of service. Full-time Management and Professional associates are automatically covered under the STD policy after they have completed six months of service.

• Full-time Team Member associates are eligible for benefits on the first day of the month following two months of service after the completion of the company’s one month orientation period.

Once you have been employed with Compass Group for more than one year, your employment status and benefits eligibility will be verified based on the average of your actual hours paid in the previous 12 months*. This average will be recalculated each year prior to Annual Enrollment.

* Union associates should refer to the eligibility language in their collective bargaining agreement. Any differences to this eligibility should be communicated to you by your manager.

Eligible DependentsYour eligible dependents include your lawful spouse, children (including stepchildren, to the end of the month in which he or she becomes age 26), and unmarried children age 26 or older who are mentally or physically unable to care for themselves, but only if the disability arose at a time when the child could have been covered as a dependent under Compass Group’s benefits.

Dependent VerificationCompass Group requires associates to submit documentation proving the relationship of all dependent(s) covered under a medical, dental and/or vision plan. The Compass Group verification process is administered by ADP’s Dependent Verification Services Center.

If you add a dependent to your coverage whose relationship needs to be verified, you will receive a letter requesting relationship verification. The letter will provide details regarding acceptable documentation, deadlines, etc. You must submit all required documentation within one (1) month from the date of the letter. If you fail to provide the required documentation, your dependent(s) will be removed from coverage. Supporting documentation is generally only required upon the initial enrollment of an eligible dependent.

Note: ID cards will not be issued for your dependents until the dependent verification process is complete and/or approved.

You must provide a name, Social Security Number, gender, and date of birth for all dependents before you can enroll them in coverage.

Dependent verification is a separate process from enrolling your dependents.

*Do not mail original documents; they will not be returned.

Questions? Call ADP’s Dependent Verification Services Center at 800-553-3823.

VERIFICATION DOCUMENTATION REQUIRED*DEPENDENT

Spouse

Child(ren), to the end of the month in which he or she becomes age 26

Stepchild(ren), to the end of the month in which he or she becomes age 26

Unmarried Child(ren) age 26 or older who are mentally or physically unable to care for themselves

Submit a copy of the following: • (Provide one) Marriage Certificate, or Notarized Common Law Affidavit, AND• (Provide one) Bank or Credit Card Statement with a Common Address, or Mortgage or Lease

Statement with a Common Address, or Motor Vehicle Statement with a Common Address, or Utility Bill with a Common Address

Common address documentation must be dated within 6 months of the request. If the marriage occurred within the last 90 days, a second item of proof is not required.

Submit a copy of one of the following:• Birth Certificate with parent’s name listed, or • Adoption Certificate, or• Documentation of Permanent Legal Guardianship/ Custody, or • Hospital Birth Record (newborn children only), or• Qualified Medical Child Support Order

Submit a copy of your Marriage Certificate AND a copy of one of the following:• Birth Certificate with parent’s name listed, or • Adoption Certificate, or• Documentation of Permanent Legal Guardianship/ Custody, or • Hospital Birth Record (newborn children only), or• Qualified Medical Child Support Order

If ADP cannot match the children’s information with the associate or spouse listed on file, they may request additional documentation.

In addition to the documentation above, certification of your dependent’s disability is periodically required to maintain eligibility and coverage. The Compass Group Benefits Department will mail you a form requesting this certification. The form must be completed by the dependent’s physician and returned to Compass Group within the specified timeframe.

Dependent Verification Documentation

Benefit Deductions and Surcharges

Spouse SurchargeIf you would like to cover your spouse under a Compass Group medical plan and he/she works for an employer who offers medical coverage, you will pay an additional surcharge for coverage. If your spouse does not have access to medical coverage through their employer, or they work for Compass Group, the surcharge will not apply.

Tobacco SurchargeAssociates who enroll in a Compass Group medical plan will have to identify annually whether or not they are a tobacco user. If you identify that you are a tobacco user, you will pay an additional surcharge for medical coverage. The tobacco surcharge does not apply to dependents or premiums for dental and vision coverage.

Educational Team Member Benefit DeductionsEducational Team Member associates are not generally scheduled to work 52 weeks in a year and deductions and surcharges will be taken over a shorter period of time. You can review the 2017 educational deduction calendar at www.altogethergreat.com/rewards.

Benefit DeductionsYour benefit deductions and surcharges are based on each payroll cycle. Your benefits are not pro-rated. If your effective date is within the payroll cycle, a full deduction and surcharge is due. If a deduction or surcharge is missed, future deductions and surcharges will be taken up to 1.5 times the regular rate until the balance is paid in full, with the exception of any applicable Healthcare and Dependent Daycare Spending Account election(s).

Coverage LevelsYou have four coverage levels for each of the medical, dental and vision options. You can cover:• Yourself only• Yourself and your spouse• Yourself and child(ren) and stepchild(ren)• Yourself and your familyYou cannot cover your eligible dependents without coverage for yourself.

Employment TerminationBenefit coverage ends on the date you terminate employment with Compass Group. If your medical, dental, vision and/or flexible spending account coverage ends, you may be eligible for COBRA. Refer to the Summary Plan Description at www.altogethergreat.com/rewards for more information.

Tobacco products are defined as any product made with or derived from tobacco that is intended for human consumption, including any component, part or accessory of a tobacco product. This includes, but is not limited to cigarettes, e-cigarettes, cigars, pipes, chewing tobacco, snuff, hookahs and other tobacco products. You are considered a tobacco user if you use tobacco regularly (four or more times per week, excluding religious or ceremonial uses) within six months of enrollment into a Compass Group medical plan.

2017 Costs

You can find your per pay period costs for coverage and surcharge amounts in the benefits enrollment website at www.altogethergreat.com/rewards/enrollment-center.

Qualified Life Events

Can I Make Changes During The Plan Year?When your life changes, chances are your benefits will need to change too. Although you are generally not permitted to make benefit changes during the year, the IRS does allow changes to be made that are consistent with certain life events.

How Do I Make Benefit Changes If I Experienced A Life Event*?If you experience a life event such as marriage, birth or adoption, or gain/loss of other group coverage, you can make changes to your benefits, consistent with your event. To initiate an event online, visit www.altogethergreat.com/rewards/enrollment-center and log in to the benefits website. Next, click the link to Declare Life Event.

For the following HIPAA Special Enrollment events, you may enroll or make changes to coverage within two months of your event date:• Marriage • Birth, legal adoption of child, placement for adoption, permanent guardianship• Loss of group insurance coverage • Gain or loss of Medicaid or Children’s Health Insurance Program (CHIP) coverage• Eligible dependent entering the United States

For the following qualified life events, you may enroll or make changes to coverage within one month of your event date:• Gain of group coverage • Dependent loses eligibility (divorce/legal separation/guardianship termination)• Eligible dependent leaving the United States• Death of a dependent• Dependent daycare change

You will be required to submit documentation supporting your life event. After enrolling or making changes online, you will receive a letter that will provide details regarding acceptable forms of documentation, deadlines, etc. You must submit all required documentation within one (1) month from the date of the letter. If you fail to provide the required documentation, your requested change(s) will be denied.

Note: ID cards will not be issued for your dependents until the dependent verification process is complete and/or approved.

How To Submit Required Documentation1:• Securely upload to the document center at https://www.adpdvs.com, or• Fax documentation to ADP Verification Services at 866-400-1686, or• Mail to: ADP Dependent Verification Services, PO Box 2338, Alpharetta, GA 30023-2338.

1 You must send a completed cover sheet from ADP’s Dependent Verification Services Center along with the required documentation. Do not mail original documents; they will not be returned.

Questions? Call ADP’s Dependent Verification Services Center at 800-553-3823.

* Federal law currently recognizes several other events that will permit you to make election changes during the plan year. Refer to the Summary Plan Description at www.altogethergreat.com/rewards for more information.

Dependent verification and supplying proof of your qualified life event are separate processes from enrolling in or changing your benefit plans.

Medical Plan Options

We are pleased to offer three medical plan options for 2017.

It is important to know that all of the plans offer the same quality care, but the way the cost is split between you and the plan are different. Here is an overview of the plan options available to you:

• Bronze Plus Plan—This plan meets the federal definition of affordability and requires the lowest payroll deduction, but has a higher deductible that must be satisfied before benefits are paid. On average, the plan will pay 60% of covered charges and you will pay 40% when you use in-network healthcare providers.

• Silver Plus Plan—This is our mid-level plan and requires a modest payroll deduction. In this plan you must meet your deductible before most benefits are paid, except for in-network office visit services which are covered by paying a copay. On average, the plan will pay 70% of covered charges and you will pay 30% when you use in-network healthcare providers.

• Gold Plus Plan—This plan provides the most comprehensive coverage and benefit level, but also has the highest payroll deduction. In-network office visit services are covered by paying a copay. For most other services, you must meet your deductible before benefits are paid. On average, the plan will pay 80% of covered charges and you will pay 20% when you use in-network healthcare providers.

Medical carriers are offered by state. In most areas, at least one carrier is offered as “Best in Market” with preferred pricing. In select areas, Regional HMOs may be offered—coverage under these regional plans may vary.

The Choice Is YoursFind the medical plan that is right for you by answering a few questions about your medical needs. The online decision support tool will suggest the plan that may be right for you and your family with just a few clicks of the mouse. Your responses are anonymous and you can use the tool multiple times during Enrollment. Log in to the benefits enrollment website, at www.altogethergreat.com/rewards/enrollment-center to learn more.

What does the “Best in Market” designation mean?

Best in Market PPO medical carriers provide you with access to the largest provider network in your state and the deepest network discounts—to help save you money. With each PPO plan, you have the option to select in-network or out-of-network providers. Higher benefits are paid when you choose a provider in the carrier’s network. If no networks are available in your area, Out-of-Area plans are offered. To view the 2017 Best in Market Map, visit www.altogethergreat.com/rewards.

BRONZE PLUS PLAN SILVER PLUS PLAN GOLD PLUS PLAN

Calendar Year DeductibleIndividual/ Family

Medical Annual Out-of-Pocket Maximum1 Individual/ Family

Coinsurance

PREVENTIVE CARE SERVICES2

Annual checkups/physicals, mammograms, etc.

PHYSICIAN SERVICES

Phone or Online Consultation—provided by Teladoc1

Primary Care Physician (PCP) Office Visit

Specialist Office Visit

Surgery (Inpatient or Outpatient Hospital)

HOSPITAL SERVICES

Inpatient Hospital Care

Outpatient Hospital Care3

EMERGENCY CARE

Emergency Room

Urgent Care Clinic

MENTAL HEALTH AND SUBSTANCE ABUSE SERVICES

Specialist Office Visit

Inpatient Hospital Care

See Also

ADP Comprehensive Services Reviews

70% coinsuranceassociate pays min $50/max $100

70% coinsuranceassociate pays min $75/max $125

100%, after $25 copay

70% coinsuranceassociate pays min $75/max $125

70% coinsuranceassociate pays min $125/max $250

IN-NETWORK

$1,500 individual / $3,000 family

100% after $12.50 copay

70% coinsuranceassociate pays min $30/max $50

70% coinsuranceassociate pays min $50/max $100

70% coinsuranceassociate pays min $75/max $125

100%, after $25 copay

70% coinsuranceassociate pays min $75/max $125

70% coinsuranceassociate pays min $125/max $250

2017 Pharmacy Plan Highlights

Save Money On Prescription DrugsWe want to help you and your family stay as healthy as possible and lower your prescription costs. Here are some tips to consider when managing prescriptions:

3 Reduce Your Costs With Generic Drugs You will reduce your drug costs if you are able to use a generic drug instead of a brand-

name drug. The brand-name is the trade name under which the drug is advertised and sold. By law, the generic and brand-name drugs must meet the same standards for safety, purity, strength and effectiveness.

The choice between brand-name and generic drugs is up to you. However, choosing the generic drug will save you money—so ask your doctor if a generic is right for you.

3 Consider Mail-Order Retail pharmacies are meant for short-term prescriptions, such as an antibiotic for an

infection or pain medication following surgery. Mail-order saves money and is intended for longer term therapies, or treatment of chronic conditions.

If you take long term medications, you must use a CVS pharmacy or CVS Caremark Mail Service Pharmacy to fill your prescription. If you fill your long term medications at a retail pharmacy, other than a CVS pharmacy, you will be limited to two prescription fills - after which additional fills must be made through the CVS Caremark Mail Service Pharmacy or at a CVS pharmacy.

3 Take Your Medications As Prescribed Whether generic or brand-name, any medications that your doctor has prescribed for

you need to be taken as directed. For example, if your doctor says you need to take a medication every day, then you shouldn’t skip a day. Changing your dosage may cause medical complications that could lead to additional medical expenses or health problems for you.

Specialty Medications Through CVS SpecialtyCVS Specialty helps patients manage their rare and complex conditions to live healthier lives—providing greater access to your medication and the support you need to take them safely and effectively.

If you take specialty medications, you must fill your prescriptions through CVS Specialty. Through CVS Specialty, you will enjoy 24/7 support from an entire CareTeam of specially-trained pharmacists and nurses to provide you with personalized service and your own individualized care system. CVS Specialty also helps you stay in control and on track with flexible medication pick up or delivery service options.

Visit www.CVSspecialty.com or call 800-237-2767 for more information.

Dental Plan OptionsYour teeth and gums are the gateway to good health. In 2017, you have the option of two CIGNA dental plans that make it easier to care for your teeth and gums—and your budget.

• Both the Basic and Comprehensive Plans pay 100% for checkups, cleanings and bitewing X-rays, when you use a Cigna network dentist.• The Comprehensive Dental Plan has a higher annual maximum and includes coverage for orthodontia.

CIGNA plans allow you to use any dentist you choose, but also gives you access to a network of preferred provider dentists. If you use a CIGNA preferred provider, you’ll receive a higher level of benefits because preferred dentists provide all services at discounted rates.

2017 Dental Plan Highlights

Oral Health Maternity ProgramCIGNA’s Dental Oral Health Maternity Program® provides enhanced dental benefits for expectant mothers enrolled in Compass Group dental coverage. Register at www.mycigna.com to view dental providers in your area, print an ID card or check the status of your claim.

The dental coverage in Puerto Rico is provided by Delta Dental. Information about this plan is available at www.deltadentalpr.com.

1 Services provided by a Cigna preferred provider dentist are at a discounted rate. Therefore, your out-of-pocket expenses are lower. 2 $50 deductible per person or $150 per family annually.

SERVICES COVERED BASIC DENTAL PLAN BENEFITS

Annual benefitPreventive, basic and major treatment

Preventive treatment Checkups, cleanings, fluoride treatment, bitewing X-rays

Basic treatment Fillings, simple extraction

Major treatment Crowns, bridges, dentures (including over implants)

Orthodontia Braces and related treatment

$750 per year, per person for all levels combined

100% when you use a Cigna network dentist or 80% when you use a non-network dentist

50% of reasonable and customary charges1 after $50 deductible2

Not covered

COMPREHENSIVE DENTAL PLAN BENEFITS

$1,500 per year, per person for all levels combined

100% when you use a Cigna network dentist or 80% when you use a non-network dentist

80% of reasonable and customary charges1 after $50 deductible2

50% of reasonable and customary charges1 after $50 deductible2

50% up to lifetime maximum benefit of $2,500 per person, no deductible

Avoid costly surprisesIf you expect charges for planned dental work to be $200 or more, you should find out in advance how much the plan will pay. This is called a predetermination of benefits. Ask your dentist to complete a dental claim form describing the proposed treatment and related charges and send it to CIGNA. Your dentist will receive an estimate of the benefits that CIGNA will pay.

Cigna Healthy Rewards Discount ProgramIf you enroll in a Compass Group dental plan, you’re eligible for Cigna’s Healthy Rewards discount program. Simply login to your account at www.mycigna.com to review the online program information or call 800-870-3470 to learn more.

NOTE: Healthy Rewards discounts are separate from your plan coverage. No copayments or coinsurance fees apply. Not all Healthy Rewards programs are available in all states. Review Cigna Healthy Rewards materials for details

Vision Plan Options

Staying healthy starts with your eyes. A routine eye exam can lead to early identification of diabetes, high cholesterol, hypertension, and more.

Both the Basic and Comprehensive plan options are administered by Vision Service Plan (VSP). The plans provide coverage for an annual eye exam, and offer a higher level of benefits when you see an in-network provider. Also, when you see a network provider, the claims are filed for you. If you choose an out-of-network provider, you will need to file a claim yourself.

2017 Vision Plan Highlights

VSP Diabetic Eyecare Plus ProgramThe VSP Diabetic Eyecare Plus Program helps members with type 1 or type 2 diabetes by covering additional eye care services. These services play an important role in the prevention, early detection, and treatment of diabetic eye disease—plus, you never need a referral.

Take Advantage of VSP DiscountsIn addition to great coverage, VSP vision plans allow you to enjoy discounts on additional services at VSP Signature providers, such as: savings on LASIK at TLC eye centers, rebates on select contact lens brands, savings on digital hearing aids through TruHearing and more! To learn more about these discounts, find a network provider or print an ID card, visit the VSP website at www.vsp.com, or call Member Services at 800-877-7195.

SERVICE

Exam

Lenses

Single

Bifocal

Trifocal

Lenticular

Scratch coating

Frames

Contact lenses*

Exam

Lenses

FREQUENCY

Once every calendar year

Once every other calendar year

Once every calendar year

PREFERRED PROVIDER (In-Network)

Covered in full

20% discount

15% discount off contact lens exam (fitting and evaluation)

No allowance for contact lenses

PREFERRED PROVIDER (In-Network)

Covered in full

Covered in full, after $20 copay

Covered in full

Up to $160 allowance

(20% discount on amounts over $160)

15% discount (fitting and evaluation), $60 maximum copay

Up to $160

COMPREHENSIVE VISION PLANBASIC VISION PLAN

* If you purchase contacts with this benefit, it counts as a complete set of glasses/frames.

Flexible Spending Accounts (FSAs)

You have access to tax-advantaged accounts to pay for qualified healthcare expenses—and keep more money in your pocket. You do not have to enroll in a Compass Group medical, dental or vision plan to enroll in the Healthcare Spending Account or Dependent Daycare Spending Account.

Healthcare Spending AccountA Healthcare Spending Account is designed to help you pay for eligible healthcare expenses incurred in the current calendar year. You can use these funds to pay copays, deductibles, or dental and vision expenses not reimbursed under any healthcare plans.

You can contribute up to $2,550 pre-tax (minimum of $100) to the Healthcare Spending Account. The full annual amount of your 2017 Healthcare Spending Account contribution will be available as soon as your account is activated. You have until March 31, 2018 to submit claims for eligible expenses incurred from January 1, 2017 through December 31, 2017.

You are allowed to roll over up to $500 of unused Healthcare Spending Account funds at the end of a plan year to use the following plan year. If you do not submit claims against your 2017 Healthcare Spending Account balance by March 31, 2018, you will forfeit the remaining funds over $500.

If you terminate employment or your coverage under this plan ends, you can submit claims incurred up to your plan termination date. However, these claims must be submitted within 90 days of the termination date.

Eligible expenses are subject to change based on IRS guidelines. Over-the-counter medications (except insulin) are NOT eligible for reimbursem*nt from a Healthcare Spending Account, unless the medication is prescribed.

Dependent Daycare Spending AccountA Dependent Daycare Spending Account is designed to help you pay dependent care expenses while you work. Common examples of eligible expenses include fees for daycare or after-school programs (for children under age 13) or adult care programs. This plan is not to be used for dependent healthcare expenses.

You can contribute up to $5,000 pre-tax to the 2017 Dependent Daycare Spending Account (minimum of $100, and up to $2,500 if you’re married and file separate tax returns). Contributions to this account work differently than a Healthcare Spending Account. In your Dependent Daycare Spending Account, funds are only available after they have been deducted from your pay. The account works like a checking account you pay into each pay period, so you can only spend as much as you’ve actually contributed to date.

You must actively enroll each year. Remember to carefully calculate your expenses when making your FSA elections. IRS regulations require that you forfeit any money left in your account after the claims submission deadline.

You have until March 31, 2018 to submit claims for eligible expenses incurred from January 1, 2017 through December 31, 2017. If you do not submit claims against your 2017 balance by March 31, 2018, you will forfeit the remaining funds in your account. If you terminate employment or your coverage under this plan ends, you can send claims incurred up to your plan termination date. However, these claims must be submitted within 90 days of the termination date.

How Much Can I Contribute To The 2017 Flexible Spending Accounts?

FSAs are subject to IRS testing requirements and therefore, adjustments may be made to your FSA election during the year. If at any time changes to your FSA election are required, you will be notified in writing as soon as administratively possible. Please note that the FSA rules are subject to change based on IRS regulations, revenue rulings and case law.

Accessing Your FSA AccountYou may access your FSA details online at https://myspendingaccount.adp.com. Register using Compass Group’s registration code, COMPASSGRP-COMP. You may also contact ADP Member Services by calling 866-363-7150.

* See IRS Publications 502 and 503 for a complete list of expenses.

HEALTHCARE SPENDING ACCOUNT

Annual Maximum Contribution

Examples of Covered Expenses*

Reimbursem*nt

$2,550 (minimum of $100)

Copays, deductibles, orthodontia, vision, etc.

When you enroll, you will automatically receive an ADP debit card. The card is used to pay for eligible healthcare expenses directly from your FSA account and gives you immediate access to funds.

DEPENDENT DAYCARE SPENDING ACCOUNT

$5,000 (minimum of $100; $2,500 maximum if married and filing separate tax returns)

Day care, nursery school, elder care expenses, etc.

Pay for an eligible expense out of your pocket, then mail or submit online a reimbursem*nt request (along with receipt) to ADP. ADP then processes your request and reimburses you through direct deposit or by check.

How does a Healthcare Spending Account work?1. Each calendar year, you decide how much to set aside for eligible healthcare expenses.2. Your contributions are deducted from your paycheck on a pre-tax basis in installments throughout the calendar year.3. Use your ADP debit card at the point of service and you will not have to pay out-of-pocket; however, you should keep your receipts

to submit upon request, or to file claims for reimbursem*nt.

Flexible Spending Accounts have a “Use It or Lose It” provision. This means that if you do not use your full election by the end of the plan year, or rollover period, you will forfeit the remaining balance.

Life Insurance and Accidental Death and Dismemberment

Basic Life Insurance*As a Compass Group associate, you receive Basic Life Insurance, at no cost to you. Basic Life Insurance is designed to provide coverage while you are working and terminates when you retire or leave Compass Group. Federal law requires the company to report the “value” of any pre-tax life insurance over $50,000.

Supplemental Life Insurance*You may choose to purchase Supplemental Life Insurance coverage for yourself in addition to the company-paid benefit. You pay the total cost of this benefit through convenient after-tax payroll deductions. You may “move-up” only one level of coverage during Annual Enrollment each year.

Coverage is subject to a plan maximum of $4,000,000 Basic and Supplemental Life Insurance combined. You may be subject to evidence of insurability rules if coverage exceeds the guaranteed issue maximum of $700,000.

* When you reach age 65, the amount of your life insurance coverage will be reduced to 65% of the original benefit as of January 1 on or following your birthday. When you reach age 70, the amount of your life insurance coverage will be reduced to 50% of the original benefit as of January 1 on or following your birthday.

Dependent Life InsuranceYou may also choose to purchase life insurance for your eligible spouse and/or dependent children. You may “move-up” only one level of coverage during Annual Enrollment each year. In the event of a dependent’s death, the benefit amount is paid to you.

If you select Child Life Insurance, you pay the same price whether you have one child or several children. The maximum benefit for a child from live birth to the age of 6 months is $2,500.

Accidental Death and Dismemberment Insurance (AD&D)Accidental Death and Dismemberment Insurance pays a benefit in the event of your death, or if you suffer dismemberment as a result of an accident. Death benefits from this plan are paid in addition to benefits from your Life Insurance Plan.

If you choose to cover your family, benefits payable for the death or physical loss of a dependent will be a portion of the amount of your coverage. You can reference the benefit schedule listed in the Summary Plan Description (SPD), available on www.altogethergreat.com/rewards.

2017 Life and AD&D Plan Highlights

To file a claim, please call 877-311-4747 and select the prompt for Benefits.

For all associates on an approved Leave of Absence (LOA), the effective date of enrollment into or an increase to Basic Life, Supplemental Life, Spouse Life, Child(ren) Life and/or Accidental Death and Dismemberment (AD&D) will be delayed until the day you return to work.

1 Coverage is portable and may be converted. For details, please see your Summary Plan Description (SPD) available at www.altogethergreat.com/rewards.2 Associate may be subject to evidence of insurability rules if coverage exceeds the guaranteed issue maximum of $700,000.

MANAGEMENT AND PROFESSIONAL ASSOCIATES

Basic Life1

Supplemental Life2

Spouse Life

Children or stepchildren up to age 26

Accidental Death & Dismemberment

1x your Annual Benefit Base Salary,

rounded to the nearest $1,000

Up to 5x your Annual Benefit Base Salary

$10,000, $20,000, $30,000, $40,000 or $50,000

$5,000 or $10,000

$25,000, $50,000, $100,000, $150,000, $250,000 or $500,000

Also offered to dependents at a percentage of associate’s elected amount.

TEAM MEMBER ASSOCIATES

$10,000

$10,000, $25,000, $50,000, $100,000, $150,000,

$200,000 or $250,000

Income Protection InsuranceShort Term Disability (STD)STD insurance replaces a portion of your income, for up to 26 weeks, if an injury or illness forces you out of work for an extended period of time. STD does not cover work related disabilities—workers compensation covers these disabilities. You may “move-up” only one level of coverage during Annual Enrollment each year.

Short Term Disability is not offered to full-time Team Member associates who work in CA, HI, NJ, NY, RI and PR due to state provided disability benefits.

Long Term Disability (LTD)LTD insurance begins paying benefits after you have been disabled through your elimination period of 180 days. The plan pays a monthly benefit for up to five years, depending on your age at the time of disability. Generally, benefits are payable as long as you remain totally disabled, up to age 65. However, if you become totally disabled on or after age 65, your benefit is paid according to the schedule listed in the Summary Plan Description (SPD). You may “move-up” only one level of coverage during Annual Enrollment each year.

Monthly LTD benefits are reduced by any other disability benefits received, such as Social Security or Workers’ Compensation, etc. If you become disabled due to a pre-existing condition, the plan may have restrictions.

2017 Income Protection Plan Highlights

To file for a Leave of Absence (LOA) or initiate a disability claim, please call 877-311-4747 and select the prompt for LOA.

For all associates on an approved LOA, the effective date of enrollment into or an increase to STD and/or LTD will be delayed until the day you return to work.

1 Short Term Disability is not offered to Team Members who work in CA, HI, NJ, NY, RI and PR due to state provided disability benefits.2 The plan provides a benefit of 50% or 60% of the Annual Benefit Base Salary you were receiving on September 1 prior to your date of disability, depending on the level of coverage you elect,

and is subject to the plan maximum.

MANAGEMENT AND PROFESSIONAL ASSOCIATES

Short Term Disability1 Weekly Benefit

Long Term Disability Monthly Benefit

The first 13 weeks at 75% of base pay,

additional 13 weeks at 50% of base pay

Basic LTD2: 50% of your Annual Benefit Base Salary

up to $10,000 per month

Supplemental LTD2: 10% of additional coverage

up to $15,000 per month

TEAM MEMBER ASSOCIATES

$150, $200, $250 or $300

$500, $750, $1,000, $1,250 or $1,500

Coverage cannot exceed 60% of your

monthly earnings

Award Winning Wellness Programs

Be Healthy. Feel Great. Get Rewarded.Compass Group has designed wellness programs that can help you improve your overall health and well-being. The programs are available to associates and dependents enrolled in a Compass Group medical plan. Plus, when you complete an INTERVENT Health Risk Assessment (HRA) each year, you will earn wellness rewards. And soon you’ll be on the road to better health!

Use our voluntary wellness programs as motivation to make 2017 your healthiest year yet! Start making small changes like improving your eating habits or exercising more. Take the opportunity to utilize all of the tools and resources available to you, including partnering with an INTERVENT health coach, to set and meet your health goals.

Paid Time Off For Annual Preventive Exams And ScreeningsAfter one year of service, full-time non-exempt Professional associates or full-time non-union Team Member associates are eligible to receive up to three (3) hours paid time off from work for their annual preventive exam.

100% Coverage For Preventive CareYou and your covered dependents receive 100% coverage for in-network preventive care in the medical, dental and vision plans for annual checkups, physicals and other health screenings.

INTERVENTWhether your goal is to lose weight, quit tobacco or lower your stress levels, you have the power to make it happen. And INTERVENT’s programs can help—at no cost to you. Each program is easy to use and available where and when you need it.

• Health Risk Assessment (HRA)—In order to know where you are going, it helps to know where you are. That’s the idea behind the online HRA—a quick self-test that will give you an overview of your health, identify potential health risks and set you on a course to either maintaining or improving your overall health and well-being. It’s quick, personal and completely confidential.

• Lifestyle Health Coaching—If you want to be more physically active, better cope with stress, lose weight, sleep better, or prevent chronic disease, INTERVENT can help! Your personal health coach will work with you to give support, encouragement and expert guidance to create a personal healthy-living plan that will help build your confidence, be more active and eat healthier.

• Maternity and Prenatal Support—Expectant mothers covered under a Compass Group medical plan can talk with a maternity health coach at no cost. Through the program, you have access to one-on-one consultations, educational literature and online resources, available 24/7.

• Tobacco Cessation Program—Get the help you need to finally quit tobacco. Create a personal quit plan with a realistic quit date and get the support you need with one-on-one help from a health coach. You also receive non-prescription nicotine replacement therapy (and certain prescription tobacco cessation medications) covered at 100%.

Compliance with the INTERVENT Tobacco Cessation Program will remove the tobacco surcharge (regardless of whether you have yet stopped using tobacco products). Compliance is defined as enrolling in the INTERVENT health coaching program for at least 12 weeks, completing a minimum of four telephone coaching sessions and having a subsequent appointment scheduled. The surcharge will be removed beginning the first of the following month that Compass Group receives notification that you have been compliant with the INTERVENT Tobacco Cessation Program, or as soon as administratively possible.

If it is unreasonably difficult, due to a health factor, for you to meet the requirements under the Tobacco Cessation program, or if it is medically inadvisable for you to attempt to meet the requirements of the program, you may ask your attending physician to complete the Tobacco Surcharge Physician Affidavit Form. To learn more, contact INTERVENT at 866-334-2137.

INTERVENT resources are available on your smartphone and tablet as well as your PC, plus you can now link your electronic tracking devices (like FitBit, Garmin and more). All INTERVENT programs and services are completely confidential and are offered in English and Spanish. For more information or to enroll in an INTERVENT program, visit www.myintervent.com/compassgroup or call 866-334-2137, weekdays from 8:00 a.m. to 9:00 p.m. EST.

Wellness RewardsTo earn a $3 per week credit toward your 2017 medical deductions, simply complete the INTERVENT online HRA at www.myintervent.com/compassgroup. The HRA is also available by phone at 866-334 2137, weekdays from 8:00 a.m. to 9:00 p.m. EST.

• If you have enrolled your spouse in a Compass Group medical plan, they can take the online HRA too—plus you will earn another $3 per week credit toward your medical deductions.

Livongo For Diabetes ProgramIn partnership with INTERVENT, the Livongo for Diabetes program combines the latest technology with coaching from a Certified Diabetes Educator—empowering people with diabetes to make better decisions. All associates, and their covered dependents, who are enrolled in a Compass Group PPO medical plan and diagnosed with type 1 or type 2 diabetes are eligible.

The Livongo connected meter uses cellular technology to automatically upload blood glucose readings to a private account, making them accessible at any time. Plus, members will also receive unlimited test strips and lancets shipped directly to their door. To learn more, call Livongo Member Support at 800-945-4355.

TeladocAssociates and their eligible dependents can speak with a U.S. board-certified doctor through the convenience of phone, video or mobile app visits.* Teladoc is available 24/7/365 to diagnose, treat and prescribe medication, if necessary, for many medical issues.

At $10 per consultation, Teladoc costs you much less than an urgent care center or emergency room visit. Examples of conditions you can treat through this service include: cold and flu symptoms, bronchitis, respiratory infection, sinus problems, urinary tract infection, allergies, poison ivy and more.

Don’t delay—register with Teladoc today! Once registered, you can speak with a licensed doctor within minutes ... anytime ... anywhere. Visit www.Teladoc.com/mobile to download the app, or go to www.Teladoc.com. You may also call 1-800-Teladoc (1-800-835-2362).

* Your medical history must be completed prior to requesting a consult and must be updated each year.

Wellness rewards will be applied to your benefits within four weeks after they are earned.

Employee Assistance Program (EAP)From time to time, you and your family members might need help. Know that it’s only a call or click away. Health Advocate is our EAP provider and their programs are available to Team Member associates enrolled in a Compass Group medical plan and all Management and Professional associates.

The EAP is a 24/7 resource that can help you deal with personal issues confidentially that affect your health, family life, work life and/or job performance. You can receive assistance with:• Stress, depression, anxiety• Marital and family issues• Work conflicts• Drug and alcohol abuse• Financial issues and more

For more information about the EAP, contact Health Advocate at 866-799-2728 or www.healthadvocate.com/compass-group.

Personal Health AdvocatesA Personal Health Advocate can help you find quality doctors and medical facilities, understand your healthcare costs, resolve claims issues, secure a second opinion, or schedule appointments.

Health Advocate is not an insurance company. Their services do not replace your medical coverage—but they can help you with insurance-related issues. To contact Health Advocate, visit www.healthadvocate.com/compass-group or call 866-799-2728.

Condition Management ProgramsEach medical carrier offers a Condition Management Program that includes support for a variety of conditions— including asthma, diabetes, high blood pressure and more. You can work one-on-one with a nurse, other clinical professionals and your doctors to set goals to help improve your overall health and quality of life.

Join the program, and you’ll work with a nurse health coach who can help you:• Learn more about your health condition• Work more effectively with your doctors• Help control your out-of-pocket cost• Improve your health

Call the telephone number on the back of your medical ID card to learn more.

Team up with a health coachThe INTERVENT Lifestyle Health Coaching is a voluntary and confidential service that teams you up one-on-one with a health coach so you can turn your health goals into your new reality. So when your phone rings and it is an INTERVENT coach, be sure to take the call!

Discounts And Special ProgramsAs a Compass Group associate, you can enjoy great deals that save you money throughout the year.

• Discount Marketplace Enjoy unique discounts of up to 40% off retail prices on all your purchases by shopping online with PerkSpot. From discounted amusem*nt park tickets, to incredible deals exclusively for Compass Group associates, this program is a great way to stretch your hard-earned paycheck.

• Associate Shopping Program Sometimes you might want the convenience of financing a purchase without using existing credit or paying additional fees. With PayCheck Direct®, you can buy brand-name products through convenient payroll deductions over 12 months, interest free. You can take advantage of this program if you are 18 years or older, earn at least $16,000 per year and are an active associate working for Compass Group for at least 12 months.

• Auto and Home Insurance* The Choice Auto and Home Program allows you to easily, conveniently and quickly comparison shop your policies. On one phone call, you can compare your auto and home policies with quotes from some of America’s top-rated companies. Best of all, you can switch on the same call—even if your policy hasn’t expired. As an added convenience, you can comparison shop your auto policies online. Through this program, you also can compare policies and switch for a variety of other insurance, including boat, personal excess liability, renters, and many others.

• Identity Protection Identity theft is the fastest growing crime in America that negatively impacts both your financial and personal well-being. Only ID Watchdog delivers fully managed resolution services plus $1 million expense reimbursem*nt in addition to ID monitoring.

For more information, visit www.CompassGroupVoluntaryPlans.com or call 866-486-1947.

* Home insurance is not available in FL through the carriers offered in this program and may not be part of MetLife Auto & Home’s benefit offering in MA.

Other Benefits

Retirement Savings Account—401(K)The 401(k) retirement program is administered by Wells Fargo. The plan allows you to save from 1 to 50 percent of your pay (before income-tax withholding) and invest it in a variety of assets - stocks, bonds and mutual funds. As an incentive when you join the program, Compass Group may make a basic matching contribution of $0.35 on each dollar you contribute up to 6 percent of your gross compensation.

To enroll, visit https://www.wellsfargo.com • First-time users must create a unique user name and password. Then you will be asked a

series of security questions for future identification. • You can enroll at any time during the year.

Learn more by calling Wells Fargo Institutional Retirement & Trust at 800-728-3123.

Commuter Spending AccountMost people don’t realize just how much they spend each year on parking at work or commuting expenses like subways, trains, or buses—but these types of expenses really do add up ... and that’s money straight out of your pocket.

The Commuter Spending Account’s (CSA) are administered by ADP and allow you to pay for eligible parking and transportation expenses with pre-tax money. This is a month-to-month benefit, so you can enroll, change or cancel it at any time. Enroll prior to the 10th of the month and payroll deductions will begin the following month.

There are two types of CSAs available:• Transportation Spending Account—used to pay for eligible mass transit or vanpool expenses

associated with travel to and from work, including bus, train or subway. • Parking Spending Account—used to pay for eligible parking expenses either at your place of

employment or at a location where you use mass transit.

To learn more, visit https://myspendingaccount.adp.com or call ADP at 866-363-7150.

Business Travel AccidentWhen a Management or Professional associate travels 100+ miles from home on business, the Business Travel Accident program provides emergency assistance services and additional life insurance coverage at no cost to you.

Available services include: Lost-baggage service, lost-document replacement, emergency ticket replacement, translation and interpretation assistance, and more! The life insurance coverage provided through Business Travel Accident insurance is four times your Annual Benefit Base Salary, up to $1,500,000. (This is in addition to your basic life and supplemental life insurance.) Visit www.assistamerica.com or call 800-304-4585 for more information.

Carrier Contact InformationYou may wish to contact our carriers directly with questions about specific plan benefits or provider network participation. There is also a lot of valuable information available to you on these provider websites. Please keep these numbers and website addresses handy, because they will be useful to you throughout the year.

It’s important that your benefit information is accessible to you, whenever and however you need it. That’s why Compass Group partners with carriers that provide mobile responsive websites and free apps, so that you can access your benefit information from your device, anytime, anywhere.

BENEFIT PROVIDER TELEPHONE WEBSITE OR EMAIL ADDRESS

Medical

Aetna

BCBS of North Carolina

UnitedHealthcare

Kaiser

Aetna Global (Antarctica)

Triple-S (Puerto Rico)

HMSA (Hawaii)

CommunityCare

www.aetna.com/docfind/custom/compassgroup

www.bcbsnc.com/members/compassgroup

http://welcometouhc.com/compassgroup

www.aetnainternational.com

www.ssspr.com

www.hmsa.com

www.cco*k.com

866-238-1128

800-755-0790

877-571-9862

800-231-7729

800-810-2583

Oahu - 808-948-6111

Any other island -

800-966-5955

Tulsa - 800-278-7563Oklahoma City - 800-843-1887

See contact information on your ID card

Telemedicine

Vision

Flexible Spending Accounts

Commuter Benefits

Wellness Partners

Disability

Life Insurance and Accidental Death & Dismemberment

Employee Assistance Program

Business Travel Accident

Retirement Plan

Discount Marketplace

Dependent Verification Services

Dental

Prescription Drugs

Teladoc

Vision Service Plan (VSP)

ADP Spending Account

INTERVENT Livongo

Leave of Absence Department

Benefits Department

HealthAdvocate

Assist America

Wells Fargo Retirement Services

PerkSpot

ADP - DVS

Cigna DentalDelta Dental (Puerto Rico)

CVS CAREMARKTM

• Bronze Plus • Silver Plus • Gold Plus • Out-of-Area Plans

www.teladoc.com

www.vsp.com

www.spendingaccounts.info

www.myintervent.com/compassgroupwww.welcome.livongo.com/compass

Email: [emailprotected]

www.healthadvocate.com/compass-group

www.assistamerica.com

Email: [emailprotected]

http://www.compassgroupvoluntaryplans.com/

www.cigna.comwww.deltadentalpr.com

www.caremark.com

800-835-2362

800-877-7195

866-363-7150

866-334-2137800-945-4355

877-311-4747

866-799-2728

800-304-4585

800-728-3123

866-606-6057

800-553-3823

800-244-6224866-622-6120

855-656-0360

(PDF) Compass Group Benefits Enrollment Guide Group Benefits Enrollment Guide ... Your user ID is system generated and will be displayed on the screen. You will be asked to create your password - DOKUMEN.TIPS (2024)